While reading I could almost hear you talking to a client. The book was easy to understand and put in such simple terms that any "dummy" could comprehend (even me!) No one explains things with such clarity and patience and this book is a must read for everyone getting a mortgage loan today.

Sue R.

I have known Linda for over 10 years now (since she started in the mortgage business) and I must say....this woman has come a long way learning every aspect there is to know about the mortgage industry. When I heard that she had published this book, I immediately ran out to read it. I strongly recommend this "easy read" to anybody interested in refinancing or purchasing a home. It is short, simple and extremely informational. Go into this very important decision in your life knowing what to expect, so that you are prepared the entire way.

Kathy Rodriguez